Sims 4: How to Invest in the Game [Full Guide]

Earning more Simoleons can be really helpful when you want to furnish your dream house. In this full guide, I will go over how to invest in the game for Sims 4.

But what do you really need to dive into the world of investments?

The game does not have a stock market, and you won’t be able to see the fluctuating prices, so investments are more like gambles where you see the money roll in.

Still, it is a well worth road to go down on, while playing the Sims 4.

If you want to check out more about the road you want your Sim to take, check out our guide on where to find the Research Archive Machine and how to use it in Sims 4.

Investment Basics in The Sims 4

Sims-4-How-to-Invest-in-the-Game-Full Guide-Investment-Basics

The world of investments can only be unlocked by those who climb the corporate ladder, and head down the business path. That means that to unlock investments you will need to have a business career.

Though investments are not locked behind some exclusive reward, they are indeed limited to Sims who have chosen the Investor Branch of the Business Career path.

The business career has a total of 10 levels for players to go through. You will need to raise your Charisma, and Logic skills to progress through the levels.

Here is a breakdown of the first 6 levels that are universal:

LevelTitlePromotion TasksBenefits
1Mailroom TechnicianN/AN/A
2Office Assistant-Reach Level 2 Charisma Skill$130 Bonus
Desk Nameplate
New Clothes
Make Fun of Corporate Goons Interaction
3Assistant to the Manager-Reach Level 2 Charisma Skill
-Reach Level 2 Logic Skill
$156 Bonus
S.A.L.E.S Award
Imitate Boss Interaction
4Assistant Manager-Reach Level 3 Charisma Skill
-Reach Level 2 Logic Skill
$187 Bonus
Brag About Job Title
5Regional Manager-Reach Level 4 Charisma Skill
-Reach Level 2 Logic Skill
$281 Bonus
Pie Chart Presentation
New Clothes
Offer Career Advice Interaction
6Senior Manager-Reach Level 4 Charisma Skill
-Reach Level 4 Logic Skill
Tiny Tranquility Zen Garden

No matter what path you want to go down before reaching the split, these 6 levels are mandatory.

Once your Sim reaches level 7, you will get a window that prompts you to choose between the Investor Branch or the Management Branch.

In order to unlock Investments you will need to go down to the Investor Branch. The Investor Branch requires you to max out the Logic skill, and research stocks daily.

Here is a breakdown of the remaining levels you will get when you go down the Investor Branch.

LevelTitlePromotion TasksBenefits
7Futures Trader-Reach Level 5 Charisma Skill
-Reach Level 6 Logic Skill
Executron Personal Stock Ticker
Can now invest in stocks
8Hedge Fund Manager-Reach Level 6 Charisma Skill
-Reach Level 8 Logic Skill
Executron Desk Pen Set
New CLothes
Give Fake Investment Tips Interaction
9Corporate Raider$1,343
Executron Desk Pen Set
New Clothes
Give Fake Investment Tips Interaction
Chronos Magazine
10Angel InvestorN/A$2,619
Executron Executive Desk

You don’t have to get Level 10 to unlock promotions, but there is no harm in getting to the top of the Investor Branch.

This is how you unlock the ability to invest in The Sims 4.

How to Invest in The Sims 4

Sims-4-How-to-Invest-in-the-Game-Full Guide-How-to-Invest

Now that you have unlocked investments let’s break down how to actually invest in the game.

Go to your Sim’s computer, select web, and then choose “Invest in Stocks”. You will then be given the option to invest three different amounts.

  • 1,000$
  • 2,000$
  • 5,000$

A small tip to keep in mind. If you have the expansion Sims 4 Get Famous, by choosing the 5,000 investment, you will also gain some Fame.

Once you invest you have to wait for your first investment to be fully realized before you can invest again. This takes about two full sim days for your sim to receive feedback knowing how your investment went.

Your sim will either receive a return or a loss on their initial investment. The more simoleons you invest the better return you will have or the greater the loss.

Invest carefully!

This is all there is to know on how to invest in The Sims 4.

Final Thoughts

Investing can help you make some simoleons, and also let you get down a career path that will offer a lot of money in return, but since the stock market is such a limited part of the game, there is little to no hope that it will get more fleshed out in the future.

If you want to try out a different character to use in the game, check out our guide on how to play as the Grim Reaper in The Sims 4.

With investing laid out for The Sims 4, is this a career path that you are really interested in? Share your thoughts in the comments down below, on what career path you enjoy exploring when playing the game.

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