Earning more Simoleons can be really helpful when you want to furnish your dream house. In this full guide, I will go over how to invest in the game for Sims 4.
But what do you really need to dive into the world of investments?
The game does not have a stock market, and you won’t be able to see the fluctuating prices, so investments are more like gambles where you see the money roll in.
Still, it is a well worth road to go down on, while playing the Sims 4.
If you want to check out more about the road you want your Sim to take, check out our guide on where to find the Research Archive Machine and how to use it in Sims 4.
Investment Basics in The Sims 4
The world of investments can only be unlocked by those who climb the corporate ladder, and head down the business path. That means that to unlock investments you will need to have a business career.
Though investments are not locked behind some exclusive reward, they are indeed limited to Sims who have chosen the Investor Branch of the Business Career path.
The business career has a total of 10 levels for players to go through. You will need to raise your Charisma, and Logic skills to progress through the levels.
Here is a breakdown of the first 6 levels that are universal:
Level | Title | Promotion Tasks | Benefits |
---|---|---|---|
1 | Mailroom Technician | N/A | N/A |
2 | Office Assistant | -Reach Level 2 Charisma Skill | $130 Bonus Desk Nameplate New Clothes Make Fun of Corporate Goons Interaction |
3 | Assistant to the Manager | -Reach Level 2 Charisma Skill -Reach Level 2 Logic Skill | $156 Bonus S.A.L.E.S Award Imitate Boss Interaction |
4 | Assistant Manager | -Reach Level 3 Charisma Skill -Reach Level 2 Logic Skill | $187 Bonus Brag About Job Title |
5 | Regional Manager | -Reach Level 4 Charisma Skill -Reach Level 2 Logic Skill | $281 Bonus Pie Chart Presentation New Clothes Offer Career Advice Interaction |
6 | Senior Manager | -Reach Level 4 Charisma Skill -Reach Level 4 Logic Skill | $527 Tiny Tranquility Zen Garden |
No matter what path you want to go down before reaching the split, these 6 levels are mandatory.
Once your Sim reaches level 7, you will get a window that prompts you to choose between the Investor Branch or the Management Branch.
In order to unlock Investments you will need to go down to the Investor Branch. The Investor Branch requires you to max out the Logic skill, and research stocks daily.
Here is a breakdown of the remaining levels you will get when you go down the Investor Branch.
Level | Title | Promotion Tasks | Benefits |
---|---|---|---|
7 | Futures Trader | -Reach Level 5 Charisma Skill -Reach Level 6 Logic Skill | $746 Executron Personal Stock Ticker Can now invest in stocks |
8 | Hedge Fund Manager | -Reach Level 6 Charisma Skill -Reach Level 8 Logic Skill | $1,343 Executron Desk Pen Set New CLothes Give Fake Investment Tips Interaction |
9 | Corporate Raider | $1,343 Executron Desk Pen Set New Clothes Give Fake Investment Tips Interaction | $1,746 Chronos Magazine |
10 | Angel Investor | N/A | $2,619 Executron Executive Desk |
You don’t have to get Level 10 to unlock promotions, but there is no harm in getting to the top of the Investor Branch.
This is how you unlock the ability to invest in The Sims 4.
How to Invest in The Sims 4
Now that you have unlocked investments let’s break down how to actually invest in the game.
Go to your Sim’s computer, select web, and then choose “Invest in Stocks”. You will then be given the option to invest three different amounts.
- 1,000$
- 2,000$
- 5,000$
A small tip to keep in mind. If you have the expansion Sims 4 Get Famous, by choosing the 5,000 investment, you will also gain some Fame.
Once you invest you have to wait for your first investment to be fully realized before you can invest again. This takes about two full sim days for your sim to receive feedback knowing how your investment went.
Your sim will either receive a return or a loss on their initial investment. The more simoleons you invest the better return you will have or the greater the loss.
Invest carefully!
This is all there is to know on how to invest in The Sims 4.
Final Thoughts
Investing can help you make some simoleons, and also let you get down a career path that will offer a lot of money in return, but since the stock market is such a limited part of the game, there is little to no hope that it will get more fleshed out in the future.
If you want to try out a different character to use in the game, check out our guide on how to play as the Grim Reaper in The Sims 4.
With investing laid out for The Sims 4, is this a career path that you are really interested in? Share your thoughts in the comments down below, on what career path you enjoy exploring when playing the game.
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